Important tips for your bank account
First of all don’t share your bank account number unnecessarily
with any one.
Keep your AADHAAR CARD and MOBILE number updated in your bank account.
Never be a source of any other persons fund-transfers like
neft ,rtgs ,imps ,upi.
Don’t keep your account idle, means you should do debit and
credit transactions in a month because your account gets freezed if you
have not debited any amount in the time period of two months or more.
And if the time period in which you do not perform any activity is 2 years or
more the account will become dormant.
Make use of unnecessary funds in your account by making Fixed deposit,recurring deposit and other interest giving schemes in bank.
Make sure your PAN CARD is updated in your bank account if you have PAN CARD, it will be beneficial for you if you do transactions of bigger amount in future.
Kindly update 15G/15H in the month of April if you have fixed deposit in bank, so that your tax deducation will be null or less.
Do not deposit other persons cash in your account
.,especially if it is more than 50000. Because in india people have habits of
keeping their money in some other persons account so that they can hide their
wealth.
Keep the minimum balance as per the bank guidelines.,
minimum balance of your account will vary according to your bank and its location
like metro ,urban ,semi-urban and rural.
Cheque book and atm card also play a role in your minimum balance.
Keep your minimum balance that much sufficient that your account
will adjust the charges of your sms, chequebook and atm from your interest
amount.
Don’t share your signatures with anyone and don’t let anyone
to understand or copy your signature.
Don’t share your debit card or debit card number especially cvv
printed on debit card.
Keep your atm card password secret, do not write the
password in the cover of your atm/debit card.
Keep changing your atm password in 2 or 3 months periodically.
Don’t make your login and transaction password same for
internet/mobile banking and upi payment apps.
Try to remember these login and transaction passwords do not
let save your passwords options remember them in your Computer or Mobile.
If you have cheque book then please maintain the record on
chequebooks with their numbers and to whom you have made payment with a
particular cheque book number.
In case you have lost your cheque book immediately report it
to your branch and give application to block your cheque book it will be written
as STOP PAYMENT application or you can block it from your mobile banking app if
you have that facility or with the help of bank customer care you can do the same.
Never attend fraud calls related to bank, if someone calls from the bank where you have
account number try to personally visit your branch and don’t share the information
on phone .
Never Become witness for the person you don't know and never sign on anyone's document if you are not fully aware.
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